Michael J. Perrone advises a select group of executives, business owners, healthcare leaders, and affluent families across the United States. His clients often seek guidance when making complex decisions about significant financial transitions, including business sales, retirement, equity compensation events, and inheritance. By helping clients anticipate opportunities and navigate challenges, he strives to bring clarity and confidence to both everyday decisions and life’s most significant milestones.

Through a comprehensive approach that integrates investment management, liquidity and lending strategies, estate planning strategy, risk management, and legacy planning, Michael serves his clients as a personal CFO and trusted advisor, helping simplify market intricacy, capitalize on opportunities, and make informed decisions.

Michael and Jeffrey Smith co-lead 90 North Wealth Management Group of Wells Fargo Advisors, a nationally recognized wealth management practice devoted to delivering sophisticated advice, exceptional service, and customized strategies designed to help clients pursue their unique goals.

Michael believes successful financial outcomes rarely result from investment decisions alone. He works closely with clients and their trusted professionals, including attorneys, accountants, and other advisors, to help ensure important decisions are adjusted and aligned with their broader objectives. Whether coordinating with a client’s CPA, attorney, mortgage specialist, banker, or others, Michael is dedicated to helping ensure all aspects of a client’s financial life work together toward a common purpose. His goal is to provide objective guidance, thoughtful perspective, and strategic leadership across every stage of a client’s financial journey.

With more than 15 years of industry experience, Michael has earned national recognition for his commitment to client service and professional excellence. AdvisorHub ranked Michael #6 on its 2026 Next Gen Advisors to Watch list.* Michael was named on the 2026 Forbes Best-in-State Next-Gen Wealth Advisors list and received recognition on the 2025 and 2022 Forbes Top Next-Gen Wealth Advisors Best-in-State lists.* He was also named to AdvisorHub’s Advisors to Watch Under $1 Billion list** in 2025. The team earned a spot on Forbes” 2026 Best-in-State Wealth Management Teams list.*

Michael began his career at Merrill Lynch before joining Stifel, where he earned Chairman's Council and President's Council recognition. In 2023, he transitioned his practice to Wells Fargo Advisors, where he continues to provide strategic guidance and comprehensive solutions to clients nationwide.

Michael earned a Bachelor of Science in Business Administration from Nazareth University and currently serves on the University’s Board of Trustees. He frequently speaks with students about entrepreneurship, leadership, and careers in financial services. He also shares market insights and commentary through his LinkedIn publication, Perrone’s Perspective.

Michael holds the Accredited Wealth Management Advisor (AWMA®) and Accredited Investment Fiduciary (AIF®) designations and maintains FINRA Series 7 and Series 66 registrations.

Michael and his wife, Erica, live in Victor, NY, with their daughter, Amelia, and their French Bulldog, Frank. Deeply committed to his community, he supports numerous charitable and civic organizations, including the Veterans Outreach Center and the Monroe County Sheriff’s Foundation. Outside the office, he enjoys golf, fitness, travel, cooking, and spending time with family and friends.











*No payments were made in connection with receiving these awards. 2026 Forbes Best-in-State Next-Gen Wealth Advisors: Awarded August 2026; Data compiled by SHOOK Research LLC based on the time period from 3/31/25 - 3/31/26 (Source: Forbes.com). Fee paid for use of marketing materials. View award disclosures. 2026 AdvisorHub 50 Next Gen Advisors to Watch: Awarded June 2026; Data compiled by AdvisorHub based on the time period from 12/31/24 - 12/31/25 (Source: AdvisorHub). The 2026 AdvisorHub 50 Next Gen Advisors to Watch rating produced by AdvisorHub is based on industry experience, assets under management, revenue, growth, compliance records, professionalism, and other criteria. Investment performance is not a criterion. Self-completed survey was used for rating. The rating is not related to the quality of the investment advice and is based solely on the disclosed criteria. Fee paid for use of Marketing Materials. 2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). Fee paid for use of Marketing Materials. View award disclosures. 2022 Forbes Top Next-Gen Wealth Advisors Best-In-State: Awarded August 2022; Data compiled by SHOOK Research LLC based on the time period from 3/31/21 - 3/31/22 (Source: Forbes.com).  Fee paid for use of marketing materials. View award disclosures. 2025 Forbes Top Next-Gen Wealth Advisors Best-In-State: Awarded August 2025; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). Fee paid for use of marketing materials. View award disclosures. The 2025 AdvisorHub Advisors to Watch: Awarded June 2025; Data compiled by AdvisorHub based on the time period from 12/31/23 - 12/31/24 (Source: AdvisorHub). Fee paid for use of marketing materials. View award disclosures.

CA Insurance License Number: 0L80437. Resident State: NY.

As a key member of the team, Laurelle Byrne-Cody assists clients on a daily basis with their questions and needs, and she truly has a passion for helping clients achieve their goals in the most efficient way possible. Her work often includes putting together clients’ financial strategies, as well as brainstorming ways they can achieve their objectives and, if all goes according to plan, enjoy a worry-free retirement.

Laurelle joined the financial services industry in 2016, when she began working at Merrill Lynch after graduating from the University of Rochester with a degree in economics. She became an advisor in 2017 and successfully completed Merrill Lynch’s Advisor Development Program. She is FINRA Series 7 and Series 66 registered. Smith Perrone Byrne-Cody Wealth Management Group of Wells Fargo Advisors ranks #132 in the 2026 list of Forbes’ Best-in-State Wealth Management Teams.* Laurelle also holds the CERTIFIED FINANCIAL PLANNER® designation, awarded by the Certified Financial Planner Board of Standards, Inc.**

Laurelle lives in Rochester, NY with her fiancé Brittany and their English Springer Spaniel Penny. She proudly serves on the Junior Board of Rochester’s Society for Protection and Care of Children. Laurelle loves to travel and appreciates exploring new restaurants. She also enjoys golfing, skiing, and all things having to do with professional sports.

CA Insurance License Number: 4386428. Resident State NY.



*No payments were made in connection with receiving this award. 2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). Fee paid for use of Marketing Materials. View award disclosures.

**Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

CA Insurance License Number: 4386428. Resident State: NY.

Karly Bray works closely with clients to foster trust and build strong, long-term relationships. As an essential member of 90 North Wealth Management Group of Wells Fargo Advisors, Karly maintains regular communication, answering questions and ensuring client needs are met efficiently while maintaining high standards of service and compliance.

Karly earned a bachelor’s degree in finance with a minor in marketing from State University of New York at Geneseo before joining Michael J. Perrone and the rest of the team at Wells Fargo Advisors in 2025. The team earned a spot on the 2026 list of Forbes’ Best-in-State Wealth Management Teams.*

A former Division III student-athlete, Karly served as captain of her college swim team. She continues to stay active through running and swimming and enjoys going on adventures with her parents and dog.



*No payments were made in connection with receiving this award. 2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026; Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). Fee paid for use of Marketing Materials. View award disclosures.